Business & Commercial Property Insurance

Business & Commercial Property Insurance

Creative Benefits partners with our sister company, Creative Risk Management, to create customized risk management & loss control programs designed to reduce expenses and increase bottom line profits for your business.

We offer a wide array of coverage and risk management solutions, including all types of business insurance, home, auto, flood and bonds to fit almost any situation. Let us get to know you and we’ll tailor a program with the right coverage at a highly competitive premium. We offer insurance coverage from top carriers that protects your business and your personal assets.  Our goal is to help you protect what you’ve built as well as meet your future goals, all while providing an exceptional customer experience.

Creative Benefits provides a complete array of business insurance coverage from an extensive selection of carriers including:

  • General Liability
  • Property and Equipment
  • Worker’s Comp
  • Commercial Auto
  • Professional Liability (Errors and Omissions)
  • Boiler and Machinery
  • Flood Insurance
  • Directors and Officers Liability
  • Employment Practices Liability
  • Inland and Ocean Marine
  • Builder’s Risk
  • Cyber Liability
  • Data Breach

Commercial & Business Insurance Specialties:

Full Service Commercial Bonding – Commercial & Contract Surety Bonding including: Bid Bonds, Performance Bonds, Site Improvement Bonds, Probate Bonds, ERISA Bonds, License Bonds, etc.

Business Auto Insurance: Cover your business with insurance for your fleet of commercial vehicles.

Commercial Property Insurance: Serving the unique needs of businesses in all of New Jersey and metropolitan area.

Commercial Umbrella Insurance: Insurance coverage that helps protect your business from the rising costs of high value lawsuits.

General Liability Insurance: Broad insurance coverage for your business and activities.

Management Liability Coverage: Including Professional (Errors & Omissions), Cyber Security, Employment Practices Liability (EPLI), and Directors & Officers (D&O).

Workers’ Compensation Insurance: Insurance coverage that helps you protect your employees.