Creative Benefits

Employer Technology Integration.

We offer a technology enabled, digital and enrollment platform. Creative Benefits is proud to offer *Creative Designs*, our digital enrollment employee benefits exchange platform.

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Creative Benefits

Benefits Solutions in a complex world. We are here to help you navigate your benefits decisions.

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Friendly, World-Class Support

Our team of specialists and service associates provides expert assistance with all of your claims management needs. We serve as facilitators and liaisons between your employees and the insurance carriers to help you to resolve your claims in an efficient & effective manner.

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Benchmark Your Plan Today!

Let us benchmark your plan’s fees & expenses, service levels and compliance readiness for Regulatory audits. Call today for a free consultation.

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About Us

We are a full-service employee benefits consulting firm specializing in custom-designed plan solutions.

Experience Creative Benefits: The foundation of a comprehensive benefits package begins with competent, objective advice. While many firms focus on a single aspect of a client’s overall benefits plans, Creative Benefits utilizes a holistic approach. We have been creating innovative programs that match the specific objectives of companies and their employees for nearly 40 years.

Employee Benefits plans don’t have to be a painful experience.

Let’s Start Working Today!

Today’s employees have high expectations for the benefits they receive from their employer. We have built a strong reputation for providing white glove service and top-notch benefits plan designs.
As our clients’ needs evolve, so too have our services, people, and competencies. Having the right process and capabilities to meet new, or changing client demands, is a vital part of our firm’s ability to serve clients. Access to intellectual capital helps clients navigate changing market and business environments.

Creative Benefits offers clients a full suite of corporate services including:

Employee Benefits Product Knowledge
Experienced Carrier Plan Renewal Negotiators
Technology Specialists to help integrate your plans seamlessly
Exceptional Customer Service & Account Management
Employee Education & Communication
Healthcare Compliance Consulting

Our Products & Services

Medical Insurance

We create custom designed health insurance plans for employers.

Dental

Promote Oral Health and Employee Smiles.

Vision

Making Routing Eyecare More Affordable.

Disability

Income Replacement for employees who are sick, hurt or unable to work.

Life Insurance

Family protection and peace of mind at affordable prices

Senior Services & Medicare Planning

We offer a full suite of senior services designed to help Individuals age 65 and above.

Executive Benefits

Attract, Reward & Retain Top Talent with our Executive Benefits Strategies.

Voluntary Benefits

Employee paid insurance products to cover unexpected risks.

Employer Technology

Streamline On-line enrollment from Set-up to submission.

Consulting Services

We offer a comprehensive plan of non-medical specialty services for your company.

Business & Commercial Property Insurance

Protect the Business you've worked so hard to build with affordable coverage.

Large Group Services

Customized Solutions for groups over 100 employees.

What Our Clients Say

Creative Benefits are just that, creative. Creative has a long and storied history with Flavor and Fragrance Specialties. In those ensuing years, Creative as were diligently to provide services and solutions to our very niche business. Not only does Creative provide in-house group meetings, they also work with individuals to ensure they understand the products and services available to them. This is a monumental task and Creative has never had any of our associates do not understand the products presented. Individual service is a Creative watchword. Lastly, their ethics and professionalism above reproach. A loyal trusted service we have come to depend on for over two decades.

Michael Bloom, President Flavor and Fragrance Specialties, Inc.

As the Head of a small, private school, it is my responsibility to insure that the school functions effectively every day. In this role, I am often called up to make decisions in fields outside of my expertise and need to rely on the knowledge and council of others in order to help me understand and make the most effective choice. Finding someone you can trust and have confidence in is essential in the process. Charlie Marisca, at Creative, has been a trusted advisor in helping our school make critical decisions about our staff health and well-being. He communicates complicated choices with patience and clarity and works tirelessly on our behalf to provide us with options that meet each employees individual needs. He is always available for our calls and responses to all questions and concerns immediately and with full attention to detail.

Marilyn Larkin, Principal, The Village School in Waldwick NJ

Our company has been working with creative benefits for many years. The services that they provide around benefits have been really valuable to us. The company’s knowledge in the benefits industry has helped us to reduce costs over the past few years for our company and our employees. They routinely help or employees resolve claims issues and keep us informed of important plan changes. We truly enjoy working with the Creative Benefits team. I would highly recommend them to any other company who is seeking professionals to handle their employee benefits experience.